Have you thought
about starting a new business? And for this business, you need to buy the
necessary equipment, raw materials, building or production house, warehouse and
tools. All of these must be provided for a business to be operational. And
these ones will work every day of the year and may be exposed to wear,
deterioration or catastrophic events such as disasters and floods. If you are
in the distribution business, your vehicles may face the risk of accidents
every day. Of course, all you need to do to minimize such risks is insurance.
Insurance for cars is also called car
insurance or motor vehicle
insurance.
Car insurance, which is a motor
vehicle insurance, covers the damages that may be incurred by the motor
vehicle. The owner of the car secures both himself and his vehicle for the
negativities he may experience in traffic. Motor insurance is not a type of insurance that is obligatory by
law, like traffic insurance. It is at the discretion of the vehicle owner
whether to have insurance or not. Car
insurance, which is generally more important for new vehicles, is still
important for the second-hand market. It can be considered for a vehicle that
is expensive to part.
Car insurance coverage is an insurance made to compensate for
the damage caused by the collision of motorized or non-motorized vehicles on
the road. Whether the vehicle is moving or stationary, it covers the damages
that occur such as hitting an opposite object, rolling, burning. Motor
insurance covers not only the financial costs of the vehicle, but also the
hospital expenses of those who use the vehicle and those who are with them in
case of an accident. This is called personal accident insurance. Of course, you
should pay attention that personal accident insurance is included in the motor
insurance contract. Car insurance is a contract valid for one year. The date
and time of the contract is very important. It ends at the same day and time as
it started one year later.
There is a motor
insurance and a reward system. If a driver who has taken out motor insurance
has not had any accident for a year, it gives him the opportunity to make a
discount with a certain percentage when he wants to take out insurance again
the next year. This reward system is called No Claim discount. In addition, a
discount is applied due to the age of the vehicle.
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| Car insurance |
ADVANTAGES OF MAKING CAR INSURANCE
1. It covers the
damage caused to your vehicle in accidents partially or completely.
2. In the event
of an accident, your vehicle may become inactive and you can use the towing
service free of charge.
3. You may be
allocated a new and free vehicle until your vehicle is repaired, although it
may vary depending on the insurance company.
4. If your
vehicle is damaged in events such as natural disasters, insurance can cover all
costs.
TYPES OF
INSURANCE
I. Vehicle
insurance
II. fire
insurance
III. Health
insurance
IV. Transport insurance
V. Cyber
insurance
VI. Road
passenger transport compulsory seat personal accident insurance
VII. Agricultural
insurance
VIII. Liability
insurance against third parties.
DIFFERENCE
BETWEEN CAR INSURANCE AND TRAFFIC INSURANCE
Car insurance is an insurance that is left to the initiative of
the vehicle owner, whereas traffic insurance is a legally obligatory type of
insurance, otherwise a fine or a ban on the vehicle from traffic. While car insurance covers the
expenses of your own vehicle against accidents you may encounter in traffic,
traffic insurance is a type of insurance that covers the costs of the other
party if you are at fault at the time of the accident.
INSURANCE PRICES
|
Marka |
Model Yılı |
Model |
Araç Kasko
Değeri |
Hasarsızlık
İndirimi |
Kasko Fiyatı
2021 |
|
(Ortalama
Araç Değeri) |
|||||
|
TOYOTA |
2021 |
COROLLA 1.5
VISION MULTIDRIVE S |
21963 $ |
0% |
139 $ |
|
FORD/OTOSAN |
2020 |
TOURNEO
COURIER KOMBI 1.5 TDCI 100 E6.2 TIT.PLUS |
21445 $ |
30% |
139 $ |
|
RENAULT |
2020 |
CLIO HB JOY
0.9 TCE 90 |
12500 $ |
40% |
95 $ |
|
VOLKSWAGEN |
2019 |
GOLF 1.6 TDI
BMT 115 DSG COMFORTLINE |
26374 $ |
50% |
122 $ |
|
HONDA |
2018 |
CIVIC SEDAN
ECO ELEGANCE 1.6 (125) OV |
24744 $ |
60% |
145 $ |
|
OPEL |
2016 |
ASTRA NB 1.6
115 EDITION PLUS |
14693 $ |
65% |
60 $ |
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